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Private Rental Sector Warranty

Our Rental Properties insurance policy is designed with the Developer and Institutional Investor in mind and can provide a tailored level of cover across the PRS sector including Build to Rent, student accommodation and permitted development schemes.

The policy is designed to:

Ensure build quality - via our design audit and inspection procedures, including up front advice and consultation.

Protect the asset - in the event of a defect at any point during the policy.

Provide an exit strategy - should the owner wish to sell the asset, the policy is fully assignable.

Liability for defects is limited solely to the Builder in the initial 1 or 2 year defect insurance period. If the builder fails to rectify a defect, we will rectify it for you.

The Developer and Institutional Investor will not have to rectify any defects throughout the full period of cover and Premier Guarantee will transfer all risks after the initial defects insurance period.

We can offer a mix of 1 or 2 year defect periods as part of a 10 or 12 year policy; together with loss of rent, alternative accommodation and flexible financial limits.

Please contact our PRS consultant Michael Hobson to discuss your project in more detail 

Why choose Premier Guarantee?

Competitive Premiums - our rates are constantly assessed to ensure our quotations are as competitive as possible.

Dedicated Account Management - every Premier Guarantee customer is assigned a dedicated account manager to help you throughout your application and build process.

Free Technical Support - all customers have access to our expert technical advice and guidance, as well as our Technical Manual.

Lender Acceptance - all the UK's major lenders accept our Warranties as part of their lending criteria. For details of our mortgage lender approval, please visit our Council of Mortgage Lenders page.